Guidance for your
next chapter
Ivy is retirement planning software that helps you understand your financial future — without the complexity of traditional planning tools.
Built for real people, not financial professionals.
Welcome to Ivy
Sign in to continue your plan.
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Secure & private
Your information stays encrypted and is never sold.
Human-centered
Calm, plain-language guidance — not advisor-speak.
Save time
A complete picture in minutes, not spreadsheets.
Better decisions
Compare scenarios and see what actually moves the needle.
From questions to clarity, in three steps
No spreadsheets, no jargon. Ivy turns a few guided questions into a complete picture of your retirement.
Tell Ivy about you
Answer a few guided questions about your savings, income, and goals. It takes minutes, not hours.
Ivy runs the projections
Ivy estimates your retirement income and models how long your money may last using Monte Carlo projections.
See your plan and compare
Get your Retirement Score, monthly paycheck, and compare retiring at 60, 65, or 70 — side by side.
More powerful than a calculator. Simpler than advisor software.
Your Retirement Score
A clear 0–100 read on whether you're on track — and what would move it.
Portfolio longevity
See how long your money may last, with Monte Carlo confidence bands across hundreds of outcomes.
Monthly paycheck
A plain-language breakdown of the income you could draw each month in retirement.
Compare scenarios
Retire earlier or later, spend more or less — compare side by side and see the trade-offs.
Built for real people — not financial professionals
Ivy is retirement planning software designed to help you better understand your financial future without the complexity of traditional planning tools. Built around proven retirement planning concepts and enhanced by modern AI technology, Ivy helps you estimate retirement income, compare scenarios, and better understand whether your money is likely to last. Designed for real people — not financial professionals — Ivy makes retirement planning feel simpler, clearer, and far less overwhelming.
Questions, answered
Is Ivy a real financial advisor?
No. Ivy is AI-powered retirement planning software — a calm, clear guide, not a human advisor and not a cold tool.
Is my information secure?
Your data is encrypted and never sold. You stay in control of your plan.
Who is Ivy for?
People roughly 45–70 who want clarity and confidence about retirement, without enterprise-grade complexity.